Archive for the ‘Risk Management’ Category

postheadericon The greener more economics

The greener the more economicalWhile a positive environment for the ecological balance of green real estate is uncontested, the purely economic benefits has been extensively studied: Can demonstrate the sustainable benefits of green buildings in the economic sense?

In order to quantify the economic sustainability of real estate, the Center for Corporate Responsibility and Sustainability (CCRS), the University of Zurichcreated the ESI ® indicator. He recorded, in contrast to currently prevailing models and long-term values and trends. In this social mega trends in the foreground.

Based on the new calculation method results – in comparison with conventional methods of measurement changes – from -14.9 to 6.6 percent. The indicator has quantified the individual features: First is the use and user flexibility (42.6percent), followed by health and comfort (24.6 percent) and the energy and water consumption (16.7 percent). The CCRS scientists note that “increasing property-related health and comfort aspects of meaning – a sustainable property is characterized by a high indoor air quality.”

The innovative, Bavarian wooden house, with its corporate Bau fritz full-value houses a particularly sophisticated and holistic health concept! There are onlytested for harmful materials are used. Also, allergies can live and breathe free of symptoms. There is also the primary energy requirement of the design of wood buildings up to 50 percent below the legally required levels. An ideal combination for those who “act green” as well as both want to “sustainably profitable “investment. In the future, in particular, sustainable and “green” construction of buildings to achieve an increase in value compared to conventional buildings.

postheadericon Are there ways out of debt

Are there ways out of debtThe German government has debts of over € 1.5 trillion. The debt has increased in recent years to the extent that the debt is now almost exclusively used for interest payments. One can extrapolate mathematically how such a debt will develop over the next few years. Each year, a chunk of debt to every year is the higher interest burden. This crippled by compounding the budgetary policy more or less set.
If the debt ratio should continue as in recent years, are required for the doubling of the current national debt of 1.5 billion about 10 years. The next doubling phase lasts only 5 years, then there are only 3 years for the next doubling of the debt and are then available to the astronomical figure of 12 billion euros. So it is always faster and more extreme in the numbers shoot up. This is the mathematical law of exponential function.

Are we to believe the politicians who want to save with a tax increase and save the state? Even today, the tax burden almost 50%, and all because the politicians have put us into this train. Do you think that these gentlemen now take the train back again to leave?

On 16 August the following message through the ticker: “The rating agency Moody’s has asked the federal government, to reduce public debt by 2020 to 30% of the gross domestic product. This will not make it until then, there could be a debt spiral from which he would give to Germany no escape. ”

Future social security and pension claims: Prof. Bernd Raffelhüschen (Member of the Rürup Commission and Director of the Research Center for Generational Contracts at the University of Freiburg) requires that you have to involve in the debt debate, the hidden debt. For in addition to exposed liabilities (in the jargon explicit debt), and there are unfortunately also the hidden debt (implicit debt).These result from the amount of the future (and largely written) government obligations, such as Pensions, supplementary pensions and supplies. Thus, all public servants directly from the treasury or out of the current budget to be paid.Rising pension recipients – especially retired officers – thus automatically provide for a larger budget deficit and higher government debt, which then mutate from the currently implicit debt to explicit debt.

Then there is the demographic factor. Older age brings the annuity benefits longer, older age brings a significant increase in age-related diseases. The senile dementia will be encountered in 20 years, three times as often as today.Long term care is a ticking time bomb, because they do not meet the required performance with the current level of contributions can. And all this at a diminishing number of depositors in pension, health and nursing care.

postheadericon Environmental Protection in Russian – A Beginning ?

Environmental Protection in Russian A BeginningIn recent weeks, international and domestic oil and gas companies find themselves increasingly targeted by the Russian environmental authorities. They are accused of licensing rules violated and destroyed the natural arbitrarily to have. A fact, try to environmentalists for years pointed out. Unfortunately, often without much attention.
This changed in one fell swoop, as recently became Sakhalin Energy, a consortium led by Shell, the focus of Russia’s environmental protection authorities. The consortium is planning on the island of Sakhalin in the coming years to support 150 million tons of oil and 500 billion cubic meters of gas. But the Russian Ministry of Natural Resources threatens Baustop because it does violate environmental regulations. Critics suggest, however, and foreign media economic interests of the government as the real motive.

In the last week acknowledged Russia’s Natural Resources Minister, Yuri Trutnev, fault of their own authorities, and a protracted process. The head of the local environment authorities now had to vacate his seat. He was accused of deliberately overlook the shortcomings of having. Shell has also admitted his own wrongdoing and to some extent but feels bullied by Moscow.

In addition to mutual recriminations and tactical maneuvers, one is easily overlooked: environmentalists and indigenous people are fighting for a long time together for the preservation of Sakhalin. Their problems are real and take seriously. Already spawning regions of crabs, sea urchins and salmon are destroyed. The pipeline expansion leads to muddy river beds, where no fish can live. The corporations that willfully take into account. They build illegally deforest and routes for massively forests. Their technically faulty lines contaminate the waters threaten to chemicals, oil and heavy metals, fish and marine mammals.Among the latter, which of endangered gray whales.

In September the German Bundestag decided an application for the protection of gray whales. The Federal Government is urged to speak out in the Executive Board of the European Bank for Reconstruction and Development (EBRD) for a grant provided by the Sakhalin Energy funding application by the Bank. This is a first step for the preservation of the nature of Sakhalin, and the second can only follow along with Moscow.

Even if the criticism of the motivation of the Russian environmental efforts sometimes seem justified, there is the current behavior of the Russians an opportunity in which it is regarded as an invitation to a dialogue on environmental standards. At the beginning of this year could be prevented by a German-Russian dialogue, the course of a pipeline near Lake Baikal. He was preceded by massive protests by environmentalists and local communities. At that time regarded the German Federal Environment Ministry’s decision as a signal of the Russian government, the nature reserve in the development of large deposits of raw materials to place a higher priority. Maybe it’s time to lay aside the prejudices and the Russian government to concede the chances for a new beginning?

 

postheadericon Don’t be afraid to Risk

When we are thinking about business, directly in our mind is stayed at being richmillionaire, famous, having many things such as car, motor, beautiful girlfriend and boyfriend. Yeah it could be because many humans are looking for and need a lot of money. It could be. I give a high answer “yes”.  But when we are trying to make a business, we should know that it is easy as we think. We must face lot difficulties. One of them is risk. Risk is a thing that could bring you into bankruptcy “(my own dictionary)” . When we are talking this term, I believe that many people don’t want to think get risk. Yeah my own mind also had this condition. But we should know that we can’t get anything if we don’t do anything.  In this session I share to all my reader not to be afraid. We could take a look into many rich entrepreneur s such as Bill Gates, Steve Jobs, Ciputra (from Indonesia), most of them are taking a chance where are not taken by common people in this world. They never think about the failed but they always have  brain to face this word.  In their mind, they have a high dream to win the champion. They never want to give up reaching this dream. Most of the success entrepreneur said that “Entrepreneur is a person who wants to   change the useless thing into important thing. According to my statement I give a high context to you is “Entrepreneur is a creative person too”. But I believe that “Someone could not be a creative person if they don’t want to take risk. In risk, there is a gold hidden.  A success entrepreneur always take a risk to built their own business. So in the end of my writing is put your brave to face risk because Life without risk is just bored life. Thanks.

postheadericon How to Control Your Own Business

If you are the business man, you should have many things to be seen. As the good business one, you could find that there are many ways to find a good success into your business. You should keep a high attention into your business. If you don’t have a high attention into your business, you will get nothing. So as the beginning, the right choice for you is keep focus in managing your business, that’s the important trick must be put in your mind. As the one who want to get success in your own business. You must keep your goal into a peaceful business. It is very important for you, because when you get a positive team, directly it will raise your income. As we know that income is very important for your bright future. When you want to get a brighter future, it must face a lot of steps. Here are the steps that I want to share to you all my readers:

1.Finding a good teamwork. It’s the one you should have. A team work is the main point to manage your team. A good team work must be consists of people who have a vision. A good teamwork are not the people who fighting their own ideas or vision. This team must give a high appreciation into the group’s team.

2.Don’t get stress. When you are trying to run business maybe you will find some difficulties things. But you should know that it will not make you get stress. When you are getting stress, you won’t ever find a solution. So first you should take a rest to control your mind. I believe, when you are getting stress, you will also get sick. After you had got sick… you would become a big loser— “So don’t get stressed. Okay

3.Be proactive into your business at office. What I mean here that you must tried to control your business which not just gives your responsibility to employer. A good leader must be stayed at home and he must give a good action to his employer. A good leader is not a person who can give a many commands, but he could be an actor for his business.

4.Must be having a Vacation. As the leader, you should control your life. A good person who are not only looking for money. You must care with your life. Remember that brain need some refreshing, you should make a good schedule where you could decide this thing.

By following those thing I hope that you could improve your income. A good income could increase the prosperity for your life. Hahaha I think so